FORD MOTOR CREDIT CO. v. STATE FARM INS.

AV93000012.

628 So.2d 937 (1993)

FORD MOTOR CREDIT COMPANY v. STATE FARM INSURANCE COMPANY and Kris Mullins.

Court of Civil Appeals of Alabama.

November 19, 1993.


Attorney(s) appearing for the Case

William L. Howell, Mobile, for appellant.

William J. Donald and Wayne Randall of Donald, Randall, Donald, Tipton & Donaldson, Tuscaloosa, for appellees.


RICHARD L. HOLMES, Retired Appellate Judge.

In March 1989, Carl Johnson purchased a 1989 Ford Escort automobile and obtained financing for the vehicle from Ford Motor Credit Company (FMCC). Johnson executed an agreement to obtain insurance coverage on the vehicle and to name FMCC as the loss payee on the vehicle.

Johnson applied for insurance coverage with State Farm Insurance Company (State Farm) through Kris Mullins, the local State Farm agent. The application...

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