ALICE ROBIE RESNICK, J.
As set forth in R.C. Chapter 3937, insurance companies doing business in the state of Ohio are required to adhere to what is commonly referred to as a "file and use" system, i.e., a company's rates for general liability coverage must be "filed" with the Superintendent of Insurance and only then may such rates be "used" unless disapproved by the superintendent. Prior to its amendment on January 5, 1988, R.C. 3937.03(A) provided, in relevant...
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