DAN M. LEE, Presiding Justice, for the Court:
As modified by en banc consideration on the Court's own motion on January 21, 1993: This is an appeal from a judgment entered by the Harrison County Circuit Court, First Judicial District, based upon a complaint for declaratory judgment filed by the Hancock Bank. The bank was named as primary beneficiary for "business loan" in a life insurance policy owned by the deceased, Charles M. Williams. During the course of his...
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