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IN RE LINKOUS

Nos. 92-1287, 92-1326.

990 F.2d 160 (1993)

In re Alvie Stanley LINKOUS, Debtor. PIEDMONT TRUST BANK, Plaintiff-Appellee, v. Alvie Stanley LINKOUS, Defendant-Appellant, and Laurence P. Morin, Defendant. In re Alvie Stanley LINKOUS, Debtor. PIEDMONT TRUST BANK, Plaintiff-Appellee, v. Laurence P. MORIN, Defendant-Appellant, and Alvie Stanley Linkous, Defendant.

United States Court of Appeals, Fourth Circuit.

Decided April 1, 1993.

Attorney(s) appearing for the Case

Laurence Potter Morin, Lynchburg, VA, for appellants.

Rickey G. Young, Williams, Luck & Williams, Martinsville, VA, for appellant Linkous.

William Francis Stone, Jr., Martinsville, VA, for plaintiff-appellee.

Before MURNAGHAN, Circuit Judge, CHAPMAN, Senior Circuit Judge, and YOUNG, Senior United States District Judge for the District of Maryland, sitting by designation.

OPINION

MURNAGHAN, Circuit Judge:

Alvie Linkous, the appellant, filed for bankruptcy pursuant to Chapter 13 and submitted a debtor's plan to the U.S. Bankruptcy Court for the Western District of Virginia on April 26, 1990; she also mailed a summary of the plan to all creditors. At the time, Linkous had two outstanding secured loans from Piedmont Trust Bank. However, since the value of the collateral securing each...

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