MEMORANDUM OPINION
CLIVE W. BARE, Bankruptcy Judge.
William Proctor Emnett (Emnett), the above debtor, seeks to discharge a Health Education Assistance Loan (HEAL) debt pursuant to the provisions of 42 U.S.C. § 294f(g). The parties agree that only paragraph 2 of that section, allowing discharge "upon a finding by the Bankruptcy Court that the nondischarge of such debt would be unconscionable," is in dispute.
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