American Home Assurance Company (American) issued a builders' risk insurance policy (policy) to Album Realty Corp. (Album), covering, for the period between June 15, 1987 and June 1, 1990, a 31-story commercial building (premises), located at 475 West 57th Street, Manhattan. Pursuant to the request of Album, the name of the Home Savings Bank (Bank) was added to the policy as mortgagee.
Although the terms of the policy, in substance, undertook to indemnify Album against...
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