TOLBERT v. FIRST NATIONAL BANK

CC No. A8004-02328; CA A37591; SC S36375, SC S36376.

823 P.2d 965 (1991)

312 Or. 485

William J. and Melanie TOLBERT, Husband and Wife, and Beverly Witt, for Themselves Individually and for All Other Persons Similarly Situated, Petitioners On Review/Respondents On Review, v. FIRST NATIONAL BANK of Oregon, a National Banking Association, Respondent On Review/Petitioner On Review.

Supreme Court of Oregon.

Decided December 19, 1991.


Attorney(s) appearing for the Case

Phil Goldsmith, Portland, argued the cause for petitioners on review/respondents on review Tolbert, et al. With him on the petition for review, petition for reconsideration, and response were Jerome E. LaBarre, of LaBarre & Associates, P.C., Portland, and John D. Ryan, Beaverton.

William M. McAllister, of Stoel Rives Boley Jones & Grey, Portland, argued the cause for respondent on review/petitioner on review First Nat. Bank of Oregon. Also on the response and reply were Christine Kitchel, Edward J. Reeves, and Glenn J. Hovemann, Portland.

Henry Kantor, of Pozzi, Wilson, Atchison, O'Leary & Conboy, Portland, filed a brief on behalf of amici curiae Oregon Trial Lawyers Ass'n, Multnomah County Legal Aid Service, Ecumenical Ministries of Oregon, Forelaws on Board, Pineros Y Campesinos Unidos Del Noroeste, Portland Gray Panthers, Portland Chapter of Oregon Fair Share, Local 2949 of the Lumber and Sawmill Workers Union, Banks & Newcomb, Griffin & McCandlish, Pozzi, Wilson, Atchison, O'Leary & Conboy, Stoll, Stoll, Berne & Lokting, Williams, Troutwine & Bowersox, Willner & Associates, Roger Anunsen, Frank J. Dixon, Gregory Kafoury, Mark Anthony LaMantia, James T. Massey, Roger Tilbury, Linda K. Williams, and Jan Wyers.

Before PETERSON, C.J., and CARSON, JONES, GILLETTE, VAN HOOMISSEN, FADELEY and UNIS, JJ.


CARSON, Chief Justice.

This class action involves the obligation of good faith in the performance of contracts. The primary issue is the nature of the good faith obligation owed by defendant First National Bank of Oregon (Bank)1 to its non-business checking account customers (depositors) in setting and revising, from time to time, the fees it charged to depositors who wrote checks when there were not sufficient funds in their accounts...

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