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RICHARDSON v. FARMERS INS. CO. OF ARIZONA

No. 19286.

811 P.2d 571 (1991)

112 N.M. 73

Cathi RICHARDSON, Plaintiff-Appellant, v. FARMERS INSURANCE COMPANY OF ARIZONA and/or Mid-Century Insurance Company, Defendant-Appellee.

Supreme Court of New Mexico.

Rehearing Denied June 12, 1991.

Attorney(s) appearing for the Case

David H. Pearlman, Albuquerque, for plaintiff-appellant.

Civerolo, Hansen & Wolf, William P. Gralow and Stephen C. Ross, Albuquerque, for defendant-appellee.

OPINION

FRANCHINI, Justice.

The single issue presented on appeal is whether appellant, Cathi Richardson, as a permissive user of an insured automobile covered by one of three policies of insurance issued by appellee, Farmers Insurance Company (Farmers), can "stack" the three coverages to pay for damages resulting from the negligence of an underinsured motorist. Each policy defined the "limit of liability" as the total limits for each separate underinsured...

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