MEMORANDUM OPINION AND ORDER
KENT LINDQUIST, Chief Judge.
I.
Statement of Proceedings
This contested matter came before the court on the Objection of Citizen's Federal Savings and Loan Association (hereinafter "Citizens") filed on January 23, 1990 to the Debtor's Second Petition to Modify Plan After Confirmation. The court held a prehearing conference on this matter on March 23, 1990 and ordered the parties to
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