OPINION
DAVID A. SCHOLL, Bankruptcy Judge.
A. INTRODUCTION
The instant adversary proceeding consists of Objections of a plaintiff-debtor, MARGARET A. KENDERDINE ("the Debtor"), to a "claim" for arrears on an obligation secured by a mortgage on the Debtor's home held by the Defendant, POLONIA FEDERAL SAVINGS AND LOAN ASSOCIATION ("the Defendant"). One aspect of the Objections, seeking a $1,000 recoupment of statutory damages in light of the Defendant...
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