MATTER OF EDWARDS

No. 89-1111.

901 F.2d 1383 (1990)

In the Matter of Judy Emely EDWARDS, also known as Judy Emely Glass, Debtor-Appellant.

United States Court of Appeals, Seventh Circuit.

Decided April 27, 1990.


Attorney(s) appearing for the Case

Keith A. Peterson, Indianapolis, Ind., for defendant-appellee.

George E. Palmer, UAW Legal Services Plan, Indianapolis, Ind. and Annette Rush, UAW Legal Services Plan, Kokomo, Ind., for debtor-appellant.

Before CUDAHY and COFFEY, Circuit Judges, and SHARP, District Judge.


CUDAHY, Circuit Judge.

The debtor, Judy Emely Edwards, filed for bankruptcy under Chapter 7, but wanted to continue paying off the installment loans secured by two cars without reaffirming the debts and thus without continuing to be personally liable on the loans. The question presented by this case is, therefore, whether the options of surrender, redemption or reaffirmation provided in 11 U.S.C. § 521 are exclusive or whether a debtor may retain secured property...

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