YELVERTON, Judge.
This is an appeal from a property damage award arising out of an automobile accident. On September 13, 1986, Sean Callahan, a minor, rear ended Mrs. Essie Smith's vehicle which was completely stopped at a stop sign. Mrs. Smith sustained no personal injuries but her vehicle's bumper was damaged and had to be replaced. Mrs. Smith obtained two estimates and her insurer, State Farm, paid her the lesser of the two, $349.11, minus the $100 deductible....
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