ORDER
The memorandum disposition filed June 28, 1990, is redesignated as an authored opinion by Judge Ferguson.
OPINION
FERGUSON, Circuit Judge:
Charles and Jolene Tuma appeal a decision of the bankruptcy court, affirmed by the Bankruptcy Appellate Panel, which allowed their major creditor to elect to have its entire claim treated as secured under 11 U.S.C. 1111(b). We affirm.
BACKGROUND
Charles and Jolene Tuma ["the Tumas...
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