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CARLINO v. LUMBERMENS MUT.

74 N.Y.2d 350 (1989)

Annunziata Carlino et al., Appellants-Respondents, v. Lumbermens Mutual Casualty Company, Respondent, and Wesley A. Carr, Respondent-Appellant, et al., Defendants.

Court of Appeals of the State of New York.

Decided October 19, 1989.

Attorney(s) appearing for the Case

Gerald Grace, Jr., for appellants-respondents.

Kevin E. Ketchum for respondent-appellant.

Donald T. Mahoney for respondent.

Chief Judge WACHTLER and Judges SIMONS, KAYE, ALEXANDER, TITONE and BELLACOSA concur.

HANCOCK, JR., J.

A married couple residing in the same household purchased two separate liability insurance policies from the same insurer covering their separately owned vehicles. The policies, each of which had a maximum limit of $75,000 for excess insurance, were identical; each afforded coverage to their son, a member of the household, who was involved in an accident...

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