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IN RE TOMER

Bankruptcy No. BK 89-40634, Adv. No. 89-0240.

108 B.R. 204 (1989)

In re J. Lloyd TOMER and Christine Tomer, Debtors. Tamalou WILLIAMS, Trustee, Movant, v. SEARS CONSUMER FINANCIAL CORP., Respondent.

United States Bankruptcy Court, S.D. Illinois.

December 14, 1989.

Attorney(s) appearing for the Case

Tamalou Williams, West Frankfort, Ill, pro se.

Donna M. Sommars, St. Louis, Mo., for Sears Consumer Financial Corp.

MEMORANDUM AND ORDER

KENNETH J. MEYERS, Bankruptcy Judge.

Plaintiff, trustee of debtors' Chapter 7 bankruptcy estate, has filed a complaint to avoid the lien held by defendant, Sears Consumer Financial Corporation (Sears), on a 1989 Monaco Crown Royale motor home. Plaintiff contends that Sears failed to perfect its lien in accordance with Missouri law and that the lien is thus subordinate to the trustee's subsequent lien as hypothetical lien creditor.

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