R. GUY COLE, Jr., Bankruptcy Judge.
I. Preliminary Matters
Presently before the Court are two adversary proceedings to determine the dischargeability of debts in the bankruptcy case of Russell F. and Deborah E. West. In the first adversary proceeding, Norwest Financial Ohio, Inc. ("Norwest") filed a complaint against Russell F. West to except from discharge a debt pursuant to 11 U.S.C. § 523(a)(2)(A). The second adversary proceeding was brought...
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