THOMPSON v. SHELTER MUT. INS.

Nos. 85-1960, 85-2189.

875 F.2d 1460 (1989)

Ernest Dale THOMPSON and Kelly Thompson, husband and wife; and Ernest Dale Thompson, father, guardian, and next friend of Jason Thompson, a minor, Plaintiffs-Appellees, v. SHELTER MUTUAL INSURANCE, a Missouri corporation, Defendant-Appellant.

United States Court of Appeals, Tenth Circuit.

May 22, 1989.


Attorney(s) appearing for the Case

Joseph F. Clark, Jr., of Williams, Clark, Baker & Earl, Tulsa, Okl., for defendant-appellant.

Richard E. Elsea (Kevin A. Schoeppel with him, on the briefs) of Schoeppel, Mc-Atee & Elsea, Tulsa, Okl., for plaintiffs-appellees.

Before LOGAN, BARRETT and MOORE, Circuit Judges.


LOGAN, Circuit Judge.

The dwelling and personal property of the family of Ernest Dale Thompson (collectively Thompson) were covered by a fire insurance policy issued by Shelter Mutual Insurance Co. (Shelter) when an arson fire damaged the property. Shelter admitted coverage under the policy, but only provided $500 of additional living expense money to Thompson immediately after the fire— enough for one month's subsistence — plus another $1500 about five...

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