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VALLEY BANK & TR. v. U.S. LIFE TITLE INS.

No. 890043-CA.

776 P.2d 933 (1989)

VALLEY BANK AND TRUST COMPANY, Plaintiff and Appellant, v. U.S. LIFE TITLE INSURANCE COMPANY OF DALLAS, a Texas Corporation, Defendant and Respondent.

Court of Appeals of Utah.

June 23, 1989.

Attorney(s) appearing for the Case

Roy G. Haslam and Elizabeth S. Whitney, Salt Lake City, for plaintiff and appellant.

Steven H. Gunn, Salt Lake City, for defendant and respondent.

Before DAVIDSON, BENCH and BILLINGS, JJ.

OPINION

BILLINGS, Judge:

Following a bench trial, the court entered judgment in favor of U.S. Life Title Insurance Company of Dallas ("U.S. Title"), dismissing Valley Bank & Trust Company's ("Valley Bank") complaint with prejudice. The trial court concluded the title insurance policy issued by U.S. Title to Valley Bank expressly excepted defects "created by the insured," and thus, Valley Bank's claim was excluded from coverage. We affirm.

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