OPINION
PER CURIAM:
On December 29, 1986, Lynn Knauss, while driving a 1976 Cadillac, was involved in an automobile accident. As a result of the accident, Knauss incurred medical expenses in excess of $5,000.
At the time of the accident, Knauss owned three State Farm automobile insurance policies. One policy covered the Cadillac; the other two policies covered separate Knauss family vehicles. Each policy provided for up to $5,000 in medical payments...
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