BARTELS, Senior District Judge:
In this diversity action plaintiff-appellant Donald Vella ("Vella") seeks to recover for breach of contract under a disability policy issued by defendants-appellees, the Equitable Life Assurance Society of the United States and the Equitable Group and Life Insurance Company ("Equitable"). The policy provided for the payment of $4,000 a month income in the event Vella experienced a health disability which caused him to lose his employment...
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