POFF, Senior Justice.
To resolve this dispute between two liability insurers we must determine whether the cost of settling a personal-injury claim must be borne by one or shared by both. The parties agree to the facts.
A boat owned by Carter V. Boehm and operated with his permission by Ernest L. Duncan struck and injured Kenneth E. Beach while he was swimming in the Occoquan River near Woodbridge. Continental Insurance Company (Continental) had issued a yacht...
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