FAY, Circuit Judge:
State Farm Fire & Casualty Company ("State Farm") appeals a jury verdict awarding insurance proceeds to Janice Sales. Wilburt Sales, Janice's husband, cross-appeals the jury's failure to award him any of the proceeds. Because we find that the trial judge erroneously instructed the jury regarding Georgia's doctrine of innocent co-insureds, we remand for a new trial.
I. BACKGROUND
On October 16, 1983, a fire totally destroyed...
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