LOBRANO, Judge.
Plaintiff, Fred Nunez, filed this suit against the St. Bernard Parish Fire Department and its insurer, Merit Insurance Company, seeking damages for the loss of his home. He alleges that the Fire Department was negligent in responding to the fire and in fighting that fire. The Fire Department is a political subdivision, and thus plaintiff's claims against it were decided by the trial judge. La.R.S. 13:5107. The claims against Merit were decided by a...
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