MEMORANDUM OPINION
LARRY E. KELLY, Bankruptcy Judge.
This adversary proceeding was initiated by Lyndon Watson and wife, Michelle Watson, J.W. Smith and Eddie Chew on or about December 13, 1985, complaining of John G. Buhay, ("Debtor" or "Defendant") and seeking to determine dischargeability of debt pursuant to 11 U.S.C. § 523(a)(4). The Court having considered the evidence presented to it makes the following findings of fact and conclusions of law as...
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