Ordered that the judgment is reversed, on the law, with costs, and it is declared that the defendant is not required to defend and indemnify under the policy of insurance issued by it to Gennaro Virtuoso and Domenica Virtuoso, and that the disclaimer letter issued by the defendant is valid.
On July 22, 1981, the two infant plaintiffs, Nicholas Virtuoso, Jr., and Pelligrino Bifulco, were severely burned while attempting to light a barbecue at their grandparents' home...
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