HALL, Chief Judge.
Plaintiff, Carolyn Bird, a guest passenger in an automobile owned and driven by James Fortner and insured by Valley Forge Insurance Company, Inc., was injured in a two car collision. The uninsured driver of the other vehicle was Helen Daniels. Plaintiff sued her own UM carrier, Hanover Insurance Company, Inc., Fortner and his insurer, including a claim under the UM coverage of the policy, as well as Daniels. Plaintiff also demanded penalties and...
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