Carl Cunniff was injured in the course of his employment for Niagara Mohawk Power Corporation when a truck ran into the building where he was working, causing an explosion. Cunniff received $11,924.51 in workers' compensation benefits from respondent, his employer's compensation carrier. Since Cunniff suffered a "serious injury" (Insurance Law § 5102 [d]) and was a "covered person" (Insurance Law § 5102 [j]), he commenced a personal...
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