MEMORANDUM OF DECISION
JOHN C. AKARD, Bankruptcy Judge.
The First National Bank of Claude, Claude, Texas (Bank) filed a Complaint Objecting to the Discharge of Forrest E. Williams and C. Delores Williams, the Debtors in the captioned proceeding, under §§ 727(a)(3), (a)(4)(D), and (a)(5) of the Bankruptcy Code.
Facts
Mr. Williams is a skilled carpenter and experienced construction supervisor...
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