MEMORANDUM OPINION
DAVID P. McDONALD, Bankruptcy Judge.
On July 29, 1985, an order for relief was entered on the Debtor's voluntary Chapter 7 petition. On July 1, 1985, Debtor borrowed $2,423.56 from ITT Financial Services ("ITT"). In return, Debtor granted ITT a nonpossessory, nonpurchase-money security interest in the following collateral:
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