HOLLOWAY, Chief Judge.
On stipulation of the parties and after examining the briefs and the appellate record, this three-judge panel has determined unanimously that oral argument would not be of material assistance in the determination of this appeal. See Fed.R.App.P. 34(a); Tenth Circuit R. 10(e). The cause is therefore ordered submitted without oral argument.
Plaintiffs Gloria O'Neil and Jim L. O'Neil timely appeal from an adverse judgment in this...
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