OPINION OF THE COURT
SEITZ, Circuit Judge.
The American Home Assurance Company ("American Home") appeals from a judgment entered after a jury trial. American Home brought this declaratory judgment action for a declaration that it was not liable under the policy issued to Sunshine Supermarket, Inc. ("Sunshine"). Sunshine counterclaimed under the policy for its losses and for damages due to American Home's refusal to pay in a timely manner. This court has...
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