TALBOT v. HORACE MANN INS. CO.


19 Mass. App. Ct. 93 (1984)

471 N.E.2d 1365

RICHARD G. TALBOT & another vs. HORACE MANN INSURANCE COMPANY & another.

Appeals Court of Massachusetts, Essex.

December 12, 1984.


Attorney(s) appearing for the Case

Richard L. Neumeier (Andre A. Sansoucy with him) for Horace Mann Insurance Company.

Douglas M. Watson (James H. Sandman with him) for the plaintiffs.

Present: GREANEY, C.J., GRANT, & SMITH, JJ.


SMITH, J.

In late fall of 1976, the plaintiffs, Mr. and Mrs. Talbot, made plans to build a home in Salisbury, Massachusetts. Before starting construction, Mr. Talbot approached one Michael Leary, an insurance agent employed by Horace Mann Insurance Company (Horace Mann). Leary had been the plaintiffs' insurance agent for a period of approximately three and one half years. Mr. Talbot, referring to himself as "an insurance...

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