MEMORANDUM OPINION
TURK, Chief Judge.
These consolidated actions, involving essentially identical factual situations, are appeals from an Order of the Bankruptcy Court. Appellees are individuals who have been adjudged bankrupt and granted discharges. Their bankruptcy cases have been closed. Appellant is a finance company which, prior to the filing of the bankruptcy petitions, lent the appellees money. To secure these loans, the creditor obtained and perfected...
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