MEMORANDUM OPINION AND ORDER
BENJAMIN E. FRANKLIN, Bankruptcy Judge.
This matter came on for trial on June 30, 1983, and concluded on July 1, 1983. Plaintiff, American Metals Corporation (AMC) and its trustee, plaintiff, E.L. Bittner, appeared by the attorney for the trustee, James S. Willis of McDowell, Rice & Smith, Chartered. Debtor/defendant, Kenneth Cowley, appeared in person and by his attorney,
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