MEMORANDUM OPINION
BLACKWELL N. SHELLEY, Bankruptcy Judge.
This matter comes on upon the filing by Citizens Bank and Trust Company of a complaint objecting to the dischargeability of the debtors' debt to the plaintiff (Count I) and a complaint objecting to the debtors' discharge in bankruptcy (Count II). After notice and hearing and upon the submission of briefs, this Court makes the following determination.
STATEMENT OF THE FACTS
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