FRED W. JONES, Jr., Judge.
Linda Blanchard sued John Zack Blanchard and his insurer under a homeowner's policy, Allstate Insurance Company ("Allstate"), for $15,955. It was alleged that this represented plaintiff's loss occasioned by theft of jewelry from her by John Blanchard, minor son of John Zack Blanchard. Also joining as a plaintiff was The Travelers Insurance Company which sought recovery of $4,000 paid to Linda Blanchard
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