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DRENNAN v. SECURITY PAC. NAT. BANK

Docket No. L.A. 31247.

28 Cal.3d 764 (1981)

621 P.2d 1318

170 Cal. Rptr. 904

LOYD S. DRENNAN, Plaintiff and Appellant, v. SECURITY PACIFIC NATIONAL BANK, Defendant and Respondent.

Supreme Court of California.

January 22, 1981.

Attorney(s) appearing for the Case

COUNSEL

Young, Wooldridge, Paulden & Self, Young, Wooldridge, Paulden, Self, Farr & Hugie and David Griffin for Plaintiff and Appellant.

Sheppard, Mullin, Richter & Hampton, George R. Richter, Jr., William M. Burke, Jeffrey S. Turner, Pierce T. Selwood and Roy G. Wuchitech for Defendant and Respondent.

Almon B. McCallum, Loring E. Tocchini, Severson, Werson, Berke & Melchior, James B. Werson, Allan L. Fink and Jan T. Chilton as Amici Curiae on behalf of Defendant and Respondent.

OPINION

MOSK, J.

Plaintiff, Loyd S. Drennan, purchased a mobilehome financed by defendant Security Pacific National Bank (defendant) under a conditional sale contract. The contract provided that if plaintiff repaid the indebtedness prior to maturity, he was entitled to a refund of the unearned portion of the finance charge in accordance with the "Rule of 78's." Plaintiff claims that the...

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