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RODROCK v. SECURITY INDUS. BANK

Nos. 80-1549 to 80-1553, 80-2267 and 80-2268.

642 F.2d 1193 (1981)

Donald Lee RODROCK and Janet Carol Rodrock, Plaintiffs-Appellants, v. SECURITY INDUSTRIAL BANK, Defendant-Appellee, United States of America, Intervenor-Appellant. Pamela Sue KNEZEL, Plaintiff-Appellant, v. SECURITY INDUSTRIAL BANK, Defendant-Appellee, United States of America, Intervenor-Appellant. Rosemary Louise HOOPS, Plaintiff-Appellant, v. FREEDOM FINANCE AND SECURITY INDUSTRIAL BANK, Defendants-Appellees, United States of America, Intervenor-Appellant. Noval James JACKSON and Jerrie (NMN) Jackson, Plaintiffs-Appellants, v. SECURITY INDUSTRIAL BANK, Defendant-Appellee, United States of America, Intervenor-Appellant. Paul Leroy STEVENS and Sara Ann Stevens, Plaintiffs-Appellants, v. LIBERTY LOAN CORPORATION, Defendant-Appellee, United States of America, Intervenor-Appellant. In re Randall Dean SCHULTE and Ollie Denise Schulte, a/k/a Ollie Denise Dehne, Plaintiffs-Appellants, v. BENEFICIAL FINANCE OF KANSAS, INC., Defendant-Appellee, United States of America, Intervenor-Appellant. In re Richard Glen HUNTER and Sharon Kay Hunter, Plaintiffs-Appellants, v. BENEFICIAL FINANCE OF KANSAS, INC., Defendant-Appellee, United States of America, Intervenor-Appellant. National Consumer Finance Association, Amicus Curiae.

United States Court of Appeals, Tenth Circuit.

Decided March 2, 1981.

Attorney(s) appearing for the Case

No appearance for plaintiffs-appellants.

Michael E. Katch, Denver, Colo. (Charles T. Trowbridge, Denver, Colo., with him on brief), for Security Industrial Bank and Liberty Loan Corporation, defendants-appellees.

Richard L. Levine, Director and Counsel, Executive Office for U. S. Trustees, Dept. of Justice, Washington, D. C. (Barbara G. O'Connor, Staff Atty., Executive Office for U. S. Trustees, Dept. of Justice, Washington, D. C. and Dolores B. Kopel, U. S. Trustee, District of Colo. and Kansas, Denver, Colo., with him on brief), for United States of America, intervenor-appellant, and on behalf of plaintiffs-appellants.

Henry F. Field, Chicago, Ill. (Donald M. Bernstein, Chicago, Ill., with him on brief), for Beneficial Finance of Kansas, Inc., defendant-appellee; Phil C. Neal and Russ M. Strobel of Friedman & Koven, Chicago, Ill., and Malcolm C. Black, Wichita, Kan., of counsel.

Robert B. Evans and Vernon L. Evans, Washington, D. C., for National Consumer Finance Association, amicus curiae.

Before SETH, Chief Judge, and McWILLIAMS and DOYLE, Circuit Judges.

McWILLIAMS, Circuit Judge.

Each of these seven cases is a direct appeal to this Court from a judgment of a United States Bankruptcy Court, pursuant to the Bankruptcy Reform Act of 1978, Pub.L.No. 95-598, § 405(c)(1)(B), 92 Stat. 2685 (West Supp.1979), concerning the lien avoidance provisions of the Reform Act. The Reform Act of 1978 was enacted by Congress on October 6, 1978, and signed into law by the President on November 6, 1978. The effective date of the...

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