FINDINGS AND CONCLUSIONS
JOSEPH A. GASSEN, Bankruptcy Judge.
This matter was tried before the court on October 15, 1980 upon the adversary complaint in which the plaintiff, George F. O'Brien, objected to the discharge of Roland Terkel, the defendant-debtor herein. The plaintiff asserts that the debtor must be denied a discharge under 11 U.S.C. § 727(a) because he concealed an income tax refund, he did not schedule as an asset the stock of a corporation...
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