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HERNANDEZ v. O'NEAL MOTORS, INC.

Nos. 79-2322, 79-2302, 79-2315, 80-1019 and 80-1020.

638 F.2d 153 (1980)

Lisa HERNANDEZ, Appellee, v. O'NEAL MOTORS INC., and General Motors Acceptance Corporation, Appellants.

United States Court of Appeals, Tenth Circuit.

Decided June 24, 1980.

Rehearing Denied July 21, 1980.

Attorney(s) appearing for the Case

Nathan H. Mann, Albuquerque, N. M., and Lawrence W. Treece, Denver, Colo. (with them on the briefs were Sutin, Thayer & Browne, Jerrald J. Roehl and Associates, Albuquerque, N. M., Holme, Roberts & Owen and Jeffrey A. Chase, Denver, Colo.) for appellants in Nos. 79-2302, 79-2315 and 79-2322 and for appellee in Nos. 80-1019 and 80-1020.

Paula Forney of Indian Pueblo Legal Services, Inc., Zuni, N. M., for appellees in Nos. 79-2302, 79-2315 and 79-2322 and appellants in Nos. 80-1019, and 80-1020.

Geraldine Azzata, Boston, Mass., and Charles DuMars, Albuquerque, N. M., filed an amicus curiae brief for National Clients' Counsel, Inc.

Toby Sherwood and Mario Lewis, Washington, D. C., filed an amicus curiae brief for Legal Services Corp.

Before SETH, Chief Judge, and BREITENSTEIN and DOYLE, Circuit Judges.

BREITENSTEIN, Circuit Judge.

These five appeals and cross-appeals from judgments of the United States District Court for the District of New Mexico raise questions pertaining to the Truth in Lending Act, TILA, 15 U.S.C. § 1601, et seq., as implemented by Federal Reserve Board Regulation Z, 12 C.F.R. § 226. The outcome is largely governed by our decision in No. 78-1806, James v. Ford Motor Credit Company, opinion filed today. Certain factual and procedural...

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