MEMORANDUM OPINION AND ORDER
H. CLYDE PEARSON, Bankruptcy Judge.
The question presented is whether § 522(f) of The Bankruptcy Reform Act of 1978 allows the Debtor to avoid a creditor's nonpossessory nonpurchase money security interest in household goods claimed exempt pursuant to the laws of Virginia.
The facts have been stipulated by the parties and are set out as follows:
1. On May 21, 1979, Bonnie Jean Rodgers and her husband executed...
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