JAMES C. HILL, Circuit Judge:
Billy L. Hanson sues for benefits allegedly due him under an insurance policy. The dispute concerns whether "sickness" or "accident" caused Hanson's present disability. Aetna, the insurer, notified Hanson of its position ("sickness") in November, 1974. Consistently with that position, Aetna ceased paying benefits in December, 1975. Hanson brought suit in diversity, 28 U.S.C. § 1332(a) (1976), for breach of contract. His complaint...
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