WRIGHT, Presiding Judge.
This controversy arose out of the following facts: Plaintiff was appointed administrator of his son's, Excel Pugh's, estate on December 2, 1974. At the time of his death, Excel Pugh owed Alabama National a debt which was insured by a credit life policy. The insurance proceeds exceed the balance owed on the debt by $2,501. On February 10, 1975, after receiving notice of death and inquiry as to the benefits of the policy, Alabama National issued...
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