OPINION OF THE COURT
GARTH, Circuit Judge.
This appeal arises out of a suit on an insurance policy. The district court denied the plaintiff's motion for summary judgment and granted the defendant's cross-motion for summary judgment, holding that the plaintiff was excluded from the policy's coverage. We reverse.
I
On July 4, 1975, Preferred Rentals, Inc. ("Preferred"), a St. Croix, V.I. car rental...
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