Order affirmed insofar as appealed from, with $50 costs and disbursements.
Punitive damages do not lie against an insurance company unless it has "`engaged in a fraudulent scheme evincing such "a high degree of moral turpitude and * * * such wanton dishonesty as to imply a criminal indifference to civil obligations"'" (M. S. R. Assoc. v Consolidated Mut. Ins. Co.,
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