STEPHENSON, Justice.
This is an appeal from a take nothing judgment in an action by a minor child against her mother's automobile insurance carrier. Other plaintiffs are the minor's mother and stepfather, also a named insured in the policy sued upon. The plaintiffs will be referred to here by name, and the defendant, United Services Automobile Association, as U.S.A.A. Trial was before the court upon stipulations.
The stipulations are, in substance, as follows...
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