STEPHENSON, Justice.
This is an appeal from an order of the District Court ordering the State Banking Board to grant a charter to the Proposed Houston General Bank of Houston, Texas (Proposed Bank). The State Banking Board had denied the application for a charter on two grounds, that there was "no public necessity" for the bank and "no volume of business such as to indicate a profitable operation." Six banks located in the area of the Proposed Bank intervened.
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