Marjorie A. Petherbridge ("Plaintiff" and "Appellant") is a borrower of Prudential Savings and Loan Association ("Prudential"). The loan is secured by a deed of trust on real property located in the County of Orange. Under the provisions of her trust deed, plaintiff is required to pay monthly, in addition to principal and interest, a sum estimated by Prudential at 1/12 of the combined annual costs of...
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