HANSON, Justice.
The plaintiff, Lee Simpson, a horse trainer and rancher, owned a young registered quarter horse named "Kid Chamberlain" which he purchased for $3,500. On February 21, 1971 the horse died as the result of a broken neck. At the time of its death the horse was insured for an amount not to exceed $8,000 against loss by death from all natural causes including illness, disease, and accident under a policy of insurance issued by the defendant Hartford Insurance...
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