OPINION
HUMPHREYS, Justice.
This case is before the Court upon grant of the petition for writ of certiorari. The parties will be referred to by name: the petitioner, Bobby Hugh Crumley as Crumley, and the respondent, Travelers Indemnity Company, as Travelers or the Insuror.
Travelers issued to Crumley an automobile liability insurance policy containing "uninsured motorist" protection. The pertinent provisions of the policy are:
"The Travelers...
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